from Financial Planning :   What We Learned from the Market Collapse

Maybe, just maybe something is wrong with the model.   Maybe there is nothing  standard at all about risk.   Maybe there is nothing normal about returns.   Maybe  risk is not like a little dial we can control on clients’ portfolios like we  tune in a radio…Or maybe, just maybe, reality is wrong   –  More -> http://www.financial-planning.com/fp_issues/2009_9/what-we-learned-from-the-market-collapse-2663727-1.html

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