The risk of exotic investment opportunities

Individual investors have a growing number of places where they can put their money besides the traditional stock, bond, currency and commodities markets. Private-equity mutual funds, startup businesses and even professional athletes are offering part of their enterprises to interested parties. Although they're growing in popularity, are these alternative investments safe?Before going further, let's not forget that investing –...

Close to retirement? Don’t make these investing mistakes

Age can influence the financial decision-making process, argue the editors of a new book about how people invest. In "Investor Behavior: The Psychology of Financial Planning and Investing," authors H. Kent Baker and Victor Ricciardi suggest that people of retirement age are more likely to deal with mental mistakes and emotional issues than their younger counterparts. "Although retirees cannot avoid all behavioral...

Don’t forget these standard investing tips

Overall, 2013 has been a very good year for the stock market. The Dow and S&P reached record highs, and the economy has seen significant progress 2013 may be an anomaly, however, according to Jeffrey Kleintop, chief market strategist at LPL Financial. In his Weekly Market Commentary, he said that there are five lessons that investors have learned this year that they need to reject in order to be successful in 2014.Diversification is...

Common investor mistake: Following the advice of pundits

There’s nothing wrong with paying attention to financial news and commentary. If fact, staying abreast of market trends is a key part of actively managing your portfolio. The problem arises when you make decisions about your money based on what you’ve read or seen without doing any additional research. You may notice that investing pundits, especially those with a television presence, always seem to be preaching a message of gloom...

Conservative investing stifles Millennials’ retirement savings

Millennials are not saving enough money, according to the survey. According to a new Fidelity Investments survey, 55 percent of Americans are at risk for being unable to pay for basic retirement expenses. These costs include essential needs like food, housing and medical care. The poll also found that while working people of all age groups were short of their retirement income goals, Millennials – defined by Fidelity as those born between...