Should you participate in your company’s 401(k)?

Should you join your company’s 401k? Changing jobs often comes with new benefits, pay structure and a different 401(k) plan. Whether or not to join your new company’s retirement plan is an important decision that you may have to make several times over the course of your working life. Here are a few factors you should consider when judging a new 401(k) plan: Fees – Some employer-sponsored retirement plans charge extra fees to...

Is there any truth to the ‘Super Bowl Indicator?’

Should you follow the Super Bowl Indicator?On Super Bowl Sunday, an unlikely group of people may be the most vocal fans at your local bar: Wall Street traders. At this time every year, news pundits and financial analysts often bring up a stock market prediction scheme known as the Super Bowl Indicator? The basic theory is that the stock market will post a gain for the year if a team from the National Football Conference (NFC) beats its American...

How the next generation of investors views the stock market

Generation X an Y investors are devising strategies on their own.  When thinking about individuals who are concerned about investing and wealth management, Baby Boomers often come to mind. This is a logical assumption, as folks in this age group are nearing or have already begun retirement. There are, however, two other generations that make up a large percentage of those actively trading in the stock market. As members of Generations X...

Are these financial rules of thumb outdated?

Are you using outdated investing methods?   The stock market changes from year to year, and one would think that the way we should approach investing would shift as well. That doesn’t seem to be the case, according to MarketWatch columnist Mark Jafee. In this article he argues that much of the financial advice that we use today is outdated. He noted that the following rules of thumb are in most need of reevaluation: A safe withdrawal rate...

Common mistakes that investors make with dividend stocks

Despite their ability to generate steady income, dividend stocks were largely ignored by individual investors for decades as they were considered to be old fashioned. During the tech boom of the late 1990s, they became even less popular, as traders were more interested in stocks that were rapidly rising in value. Following the global financial crisis, though, dividend stocks are back in favor, especially among investors who are interested in...